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War Declared On Instant Messenger: How to Stop Your Child from Wasting Their Life Away Online

 by: Christopher Pizzo M.Ed.

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Hey Parents! I hate to tell you, but there is no such thing as useful instant messaging . Your crafty child might try to take advantage of your lack of Techie know how when they say in that whiney voice… But Mom I m IMing my friends about homework. Don t buy it! They are simply playing up the school is important bit so they can get you off their back.

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To be fair, yes kids might spend a couple minutes discussing their school assignments. But for every 30 seconds of actual work, another 30 minutes are lost in useless chatter with the hundred or so friends on their buddy list! And if your child consistently pulls the I didn t know the assignment excuse, then bigger school problems than instant messaging are on the horizon.

You can easily stop the hours upon hours of instant messaging with one simple gesture PULL THE PLUG! Now, I don t really mean to literally pull the plug out of the computer on your child. The last thing we want to do is get into a power struggle with your child, or break your $1500 computer.

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No, what I mean is simply lay down the law. Allocate a specific period of instant messaging time per day. One hour of IMing is not going to kill anyone or their social life. And in that one hour time slot they will have plenty of time to discuss homework, their teacher, the new kid in class, or whatever.

Right now you might be saying, That sounds great Chris, but what happens when my kid refuses to adhere to the allotted time? When your child disregards your house rules it simply means they have too much free time on their hands. We all know that idleness is the devil s playground. It might be time to up their chore responsibilities. Or sign them up for an after school art class or even a sport or karate. Sometimes the best answer is to simply spend some quality time with them. Set up a time each day to play scrabble, take a walk or cook something together. It really doesn t matter what it is, just play to your kids interests and keep them busy.

The internet is a great tool, especially when it comes to education and homework. In the future we can expect to see an even greater merger of it with our every day lives. However, right now it s the great stealer of time. Getting sidetracked is very easy, (as some of you might know) and with the media induced, shortened attention spans of our children, whole young lives could waste away online. Teach your kids to use the Internet and Instant Messaging as intended. Sometimes we use it for work; sometimes we use it for play. Just be sure your kids know the difference between the two.

About The Author Chris Pizzo is the President of Noble Learning Systems Inc. and the developer of the NEW Amazing Homework Motivator program. Why are thousands of kids happily sitting down to do their homework each and every night?…Without a fight, an argument, or even a reminder? Click here now ==> http://www.HomeworkMotivator.com

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Use Tax Credits To Help Finance Your College Education

 by: Pat Nash

Students are always on the lookout for ways to help pay or offset the cost of their tuition. There are various government grants and scholarships available to you if you qualify. But what if you don t qualify for these government programs? Don t loose hope there are still options available to you that can help offset those tuition bills.

Did you know that tax credits are another way that Uncle Sam can help you finance your college education? Well it s true and it has come to my attention that there are many students, old and new alike, who are not taking advantage of these educational tax credits that they are entitled to. Specifically the tax credits are the Hope Tax Credit and the Lifetime Learning Tax Credit. These two tax credits will reduce the amount of Federal Income Tax that you would pay dollar for dollar, unlike tax deductions that are used to lower your taxable income. It s like someone saying to you if you spend your money on college, I ll give it back to you. The tax credits are based on the amount of qualified educational expenses that students pay.

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What are these qualified expenses? Qualified expenses are tuition and fees that are required to pay to an accredited college, university, or vocational school as a requirement for attendance. Fees that are not included are room & board, personal living and family expenses. Other expenses that may also qualify are expenses for books, supplies, student activity fees, and equipment if they are required to be paid to the school as a condition for enrollment.

Who is eligible for these tax credits? Anyone can claim these tax credits; you can claim these credits for yourself, your spouse and anyone you can legally claim as a dependant on your tax return.

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The Hope Tax Credit is worth up to a maximum of $1,500, depending on how much the qualified educational expenses are, 100% of the first $1000 and 50% of the next $1000. To be eligible for The Hope Tax Credit the student need to be enrolled at least half time (6 credits) in at least one semester and meet certain income requirements. The Hope Tax Credit is available for each and every student, on the same tax return enrolled in a qualifying college program. This credit can be taken for the first two years of post secondary education (undergraduate degree or vocational school) for each student. A family with three students with qualified expenses of $2,000 each on the same return equals a $4,500 reduction in the taxes you owe.

The Lifetime Learning Tax Credit works a little bit differently, the credit is based on 20% of the of the first $10,000 of educational expense up to a maximum credit is $2,000 per return not per student. This credit can be taken for any and all years that a studennt takes even just one class that will improve or aquire job skills (undergraduate, graduate and professional degree courses included). If you have qualified expenses of $2,000 then you get a tax credit of $400 (.20 X $2,000).

Consider this, these tax credits can bring down the tax that you owe on April 15th, and money that you don t have to pay in tax can be used to pay for the education you want and deserve. Other limitations are that both of these tax credits may not be used for the same student in the same year. Students that have been comvicted of a felony drug offense can not claim the Hope Tax Credit, but they can still take advantage of the Lifetime Learning Tax Credit.

This is just a breif overview of these tax credits that all students should know about and tahe advantage of. I reecomend that you do refer to IRS Publication 970 and IRS: Topics for Students for further information or discuss these tax credits with your Tax Professional.

About The Author Pat Nash is currently a student in his final year in a Business Administration program. He blogs on different topics related to higher education. Visit his blog College Matters for more higher education information. Copyright 2005 P. Nash This article may be published free of charge on your web site, e-zine or in your opt-in newsletter provided that: Do you believe this excerpt is resourceful enough to cater to the expectations of all folks? It helped selected persons who were looking for . To few, unproductive! Don’t scare yourself by biased thoughts. Traverse till the concluding word to talk about its importance. (i) you do not edit the article in any way, without the written permission of the author, and (ii) the author’s resource box is included, and (iii) any hyperlinks and URLs provided by authors in the article or resource box must be included and be active. Any use of articles in mediums other than the above must be approved by the author in writing. In particular, you may not use any article in any medium for which you are charging a fee. This includes but is not limited to ebooks, ebook compilations, and subscription-based members-only areas of web sites, without the express written permission of the author.

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Ten Careers For High School Seniors Who Hate School

 by: Max Stein

Let s face it not everybody likes going to school and high school can be a terrible experience for many students. Whether you re the hands on type who preferred Shop class to English class, or an athlete who liked working as a team more than studying alone, or even someone who liked schoolwork more than schoolmates; the idea of four more years of school is unbearable. If you identify with any of these types, but still want to secure a good future, there are some great options out there for you.

For you hands on types there are a lot of great careers out there that allow you to work with your hands and they pay well. There will be some coursework in things like shop math, reading schematics or architectural drawings, but most of this will be reinforced in your daily work. The schoolwork won t seem useless because you will be using it everyday. Best of all, most of the schooling will be finished in two years or less. Most hands on jobs have an apprentice, or on the job training aspect as well, so you can get to work right away.

Some of the careers in this category include:

Electrician Installation or troubleshooting of electrical wires and connections. Work may take place in new or existing constructions. Licensing is required. The lowest starting wage for an electrician is $11.81 per hour, while the median is $19.90 per hour.

Heating, Ventilation and Air Conditioning Tech (HVAC Tech) Installation or troubleshooting of heating and air conditioning systems in homes or businesses. Licensing is required to work with refrigerants. The lowest starting wage for HVAC Tech is $10.34 per hour, while the median is $16.78 per hour.

Home Appliance Repair Repair of in home appliances like refrigerators, ovens and washers and dryers. The lowest starting wage for Home Appliance repair is $18,200 per year, while the median is $30,390 per year. The skills learned for this job can advance you to other higher paying careers.

For students who paid more attention to extracurricular activities than schoolwork, there are plenty of careers where you can capitalize on your social skills. The healthcare field is one such career. Nurses, physicians assistants and medical assistants all work directly with people both patients and their families. If healthcare doesn t appeal to you and you have an appetite for technology, being a help desk technician allows you deal directly with people and computer technology. You might also take business classes and work your way up to become an office manager in any number of industries.

If you re someone who loves to learn and prefers talking to people on a limited basis there are plenty of jobs you can train for as well. Computer based jobs like software development, web design or database administration immediately come to mind. If you re creative and visually talented, the fields of graphic design and multimedia design might suit you. A great job for someone who likes to perform research is that of a paralegal. That job offers many of the tasks a lawyer performs, without having to go to court. And it pays well. You can even find jobs in the healthcare field where there is limited or no contact with patients like medical coding or office administration.

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The bottom line is, even if you didn t like high school, that s not a reason to bypass education and your shot at a good future. Career colleges get right down to business and offer specific training for well paying careers in a short period of time.

Careers for graduating seniors who hate school:

• HVAC Tech
• Home Appliance Repair
• Electrician
• Help Desk Analyst
• Nurse
• Medical Assistant
• Office Management
• Paralegal
• Database Administration
• Medical coding

www.top-colleges.com

About The Author Max Stein, Salt Lake City, UT, USA What is your belief about the utility of this piece of information? The report is meant to cater to those readers who were looking for speed reading. But few of them didn’t assist. As a specialist who is looking for speed reading, only you can fairly figure out if this assists. Scan till the close to feel if it works for you. http://www.degreesource.com/articles Max Stein is a freelance writer who writes about business, education and marketing. Though this is one of the best articles, I’m bit unsure about its advantage for everyone. It gave ultimate bliss to those who were on the lookout of speed reading. All were not in a position to derive the gains from it. You need to be very competent in your research for speed reading before being judgemental about this write-up. Scrutinize it till the end to feel its excellence. For daily updates, read our blog at http://degreesource.blogspot.com

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Parents may be surprised to discover the following facts about IQ and IQ testing.

1. IQ stands for Intelligence Quotient. But it is debatable whether IQ tests really measure intelligence (or whatever it is we mean by “intelligence” - psychologists have been divided for years).

IQ tests do not take into account aspects such as creativity, artistic or musical talent - a child can most certainly be “gifted” without having a high IQ.

Nor do IQ tests take into account qualities such as leadership which will have a huge impact on the child’s life. They cannot be taken as any kind of indicator of success in future life.

It is dubious as to whether IQ scores have any real value of their own outside the educational system.

2. However unimportant IQ is in itself, your child s IQ score will have a serious impact on his or her schooling. It may well determine which class he or she is put in and can therefore have far-reaching effects.

It is a fact that children achieve better academic results when in a class with more able pupils. It is therefore in your child’s interest that he or she gets a place in the highest class possible for his or her abilities.

3. IQ test results can be very unreliable. Research has shown that 50% of children will achieve a score varying by 5 points in either direction when retested, some as much as 20 points!

The most unreliable tests are group tests (rather as individual tests) which are usually the kinds of IQ test used in schools. The teachers responsible for carrying out the tests are often not trained adequately, which may make the results even more unreliable.

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4. The IQ of an individual is not innate or fixed.

Many parents assume that the IQ score is something innate to their child, that he or she will have to live with it for the rest of their lives. This is not the case. The IQ can change significantly - either decrease or increase - due largely to environmental factors. It is not fixed at any time.

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5. Statistics show that the IQ of children is related to their environment. Parents can raise their child s IQ by providing the optimum environment and stimulating the child in the right way. It is proven that IQ scores can be significantly raised by practising IQ tests, as explained in detail in “How to Raise Your Child’s IQ” ( http://www.raise-your-childs-iq.com/ ).

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6. It is dubious as to whether IQ tests actually test any kind of innate intelligence. You can see this when you examine an IQ test. Much emphasis is placed on aspects which are in fact “learnt” rather than innate - in particular, a heavy emphasis on verbal expression (vocabulary and proverbs) which is commonly taken as a useful intelligence indicator, however depends greatly on the kind of environment in which the child has been raised, and what kind of training he or she has received.

Given that the IQ is not innate or fixed, and that such an importance is attached to IQ scores in the educational system, it is the responsibility of the parents to assist their children as much as they can in achieving as high a score as he or she is able to reach. The child will most certainly benefit.

About The Author

Alannah Moore

Visit http://www.raise-your-childs-iq.com/ to see how you can help your child by improving his or her iq score.

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